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A question that we regularly hear is “What is the Cares Act” and how can it help me in a bankruptcy case? The Coronavirus Aid Relief and Economic Security Act of 2020 or the CARES Act [...]

The answer to this question would be, yes and no. Under Section 1322 of the Bankruptcy Code, depending upon the disposable income of an individual, the Plan length would be not less than 3 years [...]

We are constantly getting phone calls asking if the Bankruptcy Court is closed due to the Coronavirus Pandemic. The answer is Yes and No. As of March 2020 the Bankruptcy Court for the Middle [...]

HAVEN Act – Frequently Asked Questions Question: What does the Honoring American Veterans in Extreme Need Act of 2019 (“HAVEN Act” or the “Act”) do? Answer: The Act excludes certain benefits paid [...]

With the use of credit cards being so much a part of our every day lives, I am often ask the question will it be possible to maintain and use a credit card while in a Chapter 13 case.  As credit [...]

A very common problem that comes up often with persons that owe student loans is the refusal of the school to provide a transcript of grades for use by the individual.  This could be a document [...]

Nashville Bankruptcy Attorney David E. Phillips answers the question Will Filing Bankruptcy Stop Foreclosure in Nashville. If you are facing a home foreclosure please call our office immediately [...]

Nashville Bankruptcy Attorney David E. Phillips discusses how his Bankruptcy Law Firm started and how filing Bankruptcy in Nashville can help get you the fresh start you deserve. So whether you [...]

The answer to this question is “yes” but the better question should be how often can I get a “Discharge” in bankruptcy. You actually could file bankruptcy as often as you [...]

In recent years an industry known as “Payday Loan” companies have developed to mainly offer small loans from $ 200 to $ 400 usually, and targeting low income individuals who are very [...]